H3 Inusurance

[H3wannabe]

Just spoke with my agent and got my verbal quote. As others have mentioned, make sure that your agent is picking the LOWER priced policies to reflect coverage for the H3 NOT the H1 or H2. I use Nationwide and they are still not able to identify the H3 from the 1st 5 VIN digits like the can with older vehicles, but she did have 3 different coverage costs for Hummers and she is assuuming that these reflect coverage for the 3 different models.

I expected a pretty good jump as I moving coverage from an old 1996 Audi A4 to the H3. My insurance went up $200 per year ($16.60 per mo)...which I didn't think was bad based on the difference in car value.

Thoughts?

Btw, I am supposed to pick up the beast tonight!

H3wannabe

[H3wannabe]

Just spoke with my agent and got my verbal quote. As others have mentioned, make sure that your agent is picking the LOWER priced policies to reflect coverage for the H3 NOT the H1 or H2. I use Nationwide and they are still not able to identify the H3 from the 1st 5 VIN digits like the can with older vehicles, but she did have 3 different coverage costs for Hummers and she is assuuming that these reflect coverage for the 3 different models.

I expected a pretty good jump as I moving coverage from an old 1996 Audi A4 to the H3. My insurance went up $200 per year ($16.60 per mo)...which I didn't think was bad based on the difference in car value.

Thoughts?

Btw, I am supposed to pick up the beast tonight!

H3wannabe

[HummerNewbie]

Great input and I agree, not a bad increase at all. Congrats on the delivery. It is going to be a LOOOONNNGGGG day for you http://www.elcova.com/infopop/emoticons/icon_frown.gif

[HumbleAg]

Wannabe:

Sounds like an exciting day, good luck!

Ordered 8/5 and picking up tonight? Pretty good.

I went from an '04 explorer and rate went up $104 a year. About what I was expecting. Yours sounds about right also.

[usetosellhummer]

sadly alot of agents quote H1 rates when you say Hummer but your rate sounds good. Have fun with your new ride, Remeber it's a Hummer, dirt washes off

[Laura]

guys.......my insurance went down 56.oo for 6month policy....i was shocked!I had the Toy-prerunner....Also the insurance for my 2004 Chevy-Duramax4x4 worth more the day I pulled it off the lot still cost more every 6 months..I was very pleased, its not much but it still went down

[banshee13]

I picked up my H3 last month and am having the same concerns with Nationwide.Said they won't have the VIN listing until next year!

[SteveRH]

I just switched to Progressive...
They include the H3 in their online quote list...
http://www.progressive.com

[HummBebe]

Well, I have been with my agent for a long time, so with good driver discounts, multiple vehicle and loyal customer discounts they quoted me $804.00 per year for full coverage. http://www.elcova.com/infopop/emoticons/icon_smile.gif

[H3 Hummer]

My area I think is expensive and my H3 is only $63.00 / month. My BMW Z3 is $119.00.

The Z3 should be close in comparison to your Audi except mine is newer.

I don't think your price for insurance should go up.

The numbers above reflect multiple discounts for a clean driver.

[H3 Hummer]

If you are male over 25 or married and don't have lots of accidents or tickets that quote is way to high.

[chasers]

I have State Farm and went from an '02 Grand Cherokee Overland for just under a $2/month increase.

[Webb70]

I switched from a 2001 Ford Escape and mine went down from $124 per month to $100 per month. http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[f5fstop]

Michigan Farm Bureau for me. (No, I'm not a farmer, although there is nothing wrong with farmers.)
Dropped an '03 Vette, and I received a check back from the company for $75. Yearly for the H3 will be about $650.00, and that is in MI; noted for high insurance.

[HummBebe]

Looks like I'll have to call back and make sure they are not putting me in an H2 or H1 category. It is $67.00 per month, however, we are in Kaleefornya.

[h3\'er]

$67.00 a month in CA? your kidding right? thats a steal. what are your limits?

[HummBebe]

50/100/50 = driving records are crystal.....for now anyway http://www.elcova.com/infopop/emoticons/icon_smile.gif

[h3\'er]

Ahh thats why.

Some advice? my mother inlaw is insurance broker. If you have any assets of value, a house or such I would up that limit! I have heard to many horror stories of accidents and people getting sued and losing badly. a multiple car accident here with 2 luxury vehicles will suck those limits very fast. Not saying your bad driver at all. Calif is a sue happy state. Personally here I carry the max you can. at least 300/100/50. as a base

[h3\'er]

it's not us I worry about its the other guys! I really wish this was a No fault state. To many look at accidents as a way make some cash.

[HummBebe]

Good Advice! I'll look into it. Thanks

[H3 Hummer]

WA is sue happy also. It is amazing how much a 1 million dollar waiver is. About $15 - $20 more a month. This just doesn't cover you in your auto but like if you hit someone at a golf course with your sliced shot.

Incredibly cheap for the amount.

[f5fstop]

The entire USA is sue happy thanks to our old English Tort laws.http://hometown.aol.com/f5fstop01/images/smash.gif
As for "no fault," you can still sue someone in a no fault state, and your rates are actually higher.
I agree with H3 Hummer, a million dollar umbrella policy is great insurance; especially if you carry a handgun.

[HummBebe]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by HummBeebe:
50/100/50 = driving records are crystal.....for now anyway http://www.elcova.com/infopop/emoticons/icon_smile.gif </div></BLOCKQUOTE>

Correction 100/500/100

[h3\'er]

Agreed H3 Hummer! it's worth price!