RubHer Yellow Ducky
01-11-2009, 02:46 AM
A Cajun In New York
A Cajun walked into a bank in New
York City and asked for the loan officer.
He told the loan officer that he was going to London
on business for two weeks and needed to borrow $5,000 and
that he was not a depositor of the bank.
The loan officer told him that the bank would need
some form of security for the loan, so the Louisiana man
handed over the keys to a new Ferrari.
The car was parked on the street in front of the
bank. The man produced the title and everything checked out.
The loan officer agreed to hold the car as collateral for
the loan and apologized for having to charge 12% interest.
Later, the bank's president and its officers all
enjoyed a good laugh at the Cajun for using a
$250,000 Ferrari as collateral for a $5,000 loan.
An employee of the bank then drove the Ferrari into
the bank's underground garage and parked it.
Two weeks later, the Louisiana man returned, repaid
the $5,000 and the interest of $23.07.
The loan officer said, 'Sir, we are very happy that you
had your business, and this transaction has worked out
very nicely, but we are a little puzzled. While you were
away, we checked you out and found that you are a
multimillionaire. What puzzles us is, why would you bother
to borrow $5,000?'
The Lafayette man replied, 'Where else in New
York City can I valet park my car for two weeks for only $23.07
and expect it to be there when I return?'
Don't ever underestimate a Cajun!
A Cajun walked into a bank in New
York City and asked for the loan officer.
He told the loan officer that he was going to London
on business for two weeks and needed to borrow $5,000 and
that he was not a depositor of the bank.
The loan officer told him that the bank would need
some form of security for the loan, so the Louisiana man
handed over the keys to a new Ferrari.
The car was parked on the street in front of the
bank. The man produced the title and everything checked out.
The loan officer agreed to hold the car as collateral for
the loan and apologized for having to charge 12% interest.
Later, the bank's president and its officers all
enjoyed a good laugh at the Cajun for using a
$250,000 Ferrari as collateral for a $5,000 loan.
An employee of the bank then drove the Ferrari into
the bank's underground garage and parked it.
Two weeks later, the Louisiana man returned, repaid
the $5,000 and the interest of $23.07.
The loan officer said, 'Sir, we are very happy that you
had your business, and this transaction has worked out
very nicely, but we are a little puzzled. While you were
away, we checked you out and found that you are a
multimillionaire. What puzzles us is, why would you bother
to borrow $5,000?'
The Lafayette man replied, 'Where else in New
York City can I valet park my car for two weeks for only $23.07
and expect it to be there when I return?'
Don't ever underestimate a Cajun!