loaded question with a ton of possible correct answers. What do you plan to do with the H1? street only, lots of off-roading, mix, etc. This has a big part of what the answer may be. 97.5 in addition to the upgraded air also does not have all the traction control/ABS stuff the newer models have. This can be a benefit for offroading or a negative for street use. 2003's and up have locking diff which has big benefits as well. If your very handy with mechanics most of the normal maintenance can be handled and the truck is realitively easy to work on (for the routine stuff), however a warranty is still probably a great idea as parts can get VERY expensive.
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