I have an '03 and got it with the inside spare. The 3rd row seat has not been in my truck since I got it home the day I bought it. I definitely think no outside spare is the best and cleanest look. But with an inside spare, I had no room for the vast amount of rescue gear I carry. No spare is not an option in my line of work, so I got the chrome predator. Soon, I will modify it to a license plate holder in the spare (like the '05) just to clean up the look of the bumper.
I'm sure you know the island far better than I. My thinking is no spare is not a big deal there because you are never too far from your spare. But that's a call you need to make. From a strictly aesthetic perspective, I think no spare looks best and a wheel mounted license plate looks second best.
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