If you remember AZ's orange H2 had about $35K damages? he thought he was going to get a new H2, but insurance company insisted on fixing it instead of total it. To total it, it will cost insurance company $45K-$50K, vs. costing $20K to fix it. If you are the insurance company, which would you choose? plus insurance company never pay full repair price. The worst part is he has to wait many months during the repair.
20 years ago I had a BMW I ran straight into a lamp post on upper Market street, the post was 1 inch from the engine. That was a $18K new BMW back then, costed $10K+ and 1 year to fix, meanwhile I had to make monthly payments; I bought a MB and ended up with 2 monthly car payments, PLUS 2 monthly insurance premium payments, (I had to pay insurance on that BMW in the shop,) making weekly visits to the shop like visiting an old friend in the hospital. The work was stop and go, always waiting for some parts. They cut the front part of a rear-end totalled BMW and welded onto my BMW, 2 cars in 1. My insurance went up to $8,000 a year(20 years ago's money.) By the time that BMW came out a year later, it felt very different, something was wrong. I paid the loan off, took it to Peter Pan BMW, they could not get enough BMW to sell, used car manager gave me a check for $13K without even driving it. I left the lot and cashed the check in a big hurry. I was Argo's age, an arrogant and ignorant *******.
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