I say that you have insurance for a reason... Use it. I totaled a Ford Explorer when a deer jumped out in front of me on a back road. I swerved to avoid it and ran off the road. There was a 6 inch drop on the side and it just pulled my truck right off.
Long story short... I made the claim... Alstate paid out quickly... My insurance only went up about $80 per year. If you both haven't made any claims within the past three years your new rates won't go up by much.
As far as visability... You can get a navigation system with a rear view camera for only $1500 or less, installed! The spot mirrors are good too.
Just my .02
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2006 H3 - Luxury - Superior Blue - Sunroof - Chrome Pkg. - Chrome Step Tubes - AVN30D with rear view camera and iPod connection - Volant CAI - MagnaFlow dual exhaust - Throttle Body Spacer - Train Air Horn (to be installed) - More adds to come (New shoes & supercharger!)
1990 Porsche C2 (911) - Highly modified and very, very fast!
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