I'm slightly ahead of you, 4 chips in 16 months (32k miles). Only one that bothers me is slightly down and to the right of driver's line of site, but still cheaper than a new windshield (or my $1k deductible).
Liberty Mutual doesn't hit me for glass claims, I wonder if your increase was due solely to the Silverado crash? Good job on that, by the way, better to crash the loaner than the H3.
