Ahh, the difference would be (to me) would be Credit and Banking History in this case would be reffering the Credit Reporting institutions for lines of credit, (secured and unsecured) loans, business loans, propery loans pretty much anything with a large "credit line" associated with it that would not show as a "credit transaction" and to how well we have handeled those lines of credit. Thats about all I can think of that the 3 agencies" could offer up as far as info.
Where as, credit cards are merely a financial transaction when you make a purchase which is already tracked and reported on. We have given "the govt" lawful access to this data years ago.
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Originally Posted by h2co-pilot
What is the difference between saying credit cards and credit history exactly?
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