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Originally Posted by Boar-Ral
I fell for a scam five years ago where I paid for an item using PayPal and the company did not deliver. (The purchase was not initiated on eBay, but through a forum.) In their defence, I have spoken to others that bought from them in the past, but around the time that I made my purchase, the company went bankrupt.
The morale of the story -- this one, not mine -- is that if you see something on eBay, purchase through eBay. If someone asks you to submit payment outside of eBay, you are on your own if the deal goes bad.
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Even eBay is none too helpful when purchasing things through them and PayPal (which is an eBay company)...they only refund a portion of the monies paid after taking their 'processing' fees and such. You're much better off using a credit card through PayPal and you can dispute directly with the credit card company. On any large purchase I would arrange to meet the person at a bank so they can have the appropriate paperwork signed and notarized and you can give them payment there.