[Scouts Out]

I find it hard to feel bad for any Insurance company. They had no problem sucking money every year from all the FLA and LA home owners when things were ok. Some of the seniors there had the same insurance company for over 40 years and never had claim. I am a pro business but do not ask for my compassion when home owners expect to be honestly dealt with. There is probably no other industry who hides so much behind the small print, water damage verses storm surge is the perfect example. It is bullchit because I know that even my company, and I have had the same insurance company (USAA) for 20 years now, they treat me like they are doing me a favor taking my money. I never had a home owners claim but when I came back from Iraq to my house I found a pipe had broken and flooded my garage, no home damage,the cost of the water and a small roof leak that stained my interior wall. They fought the claim saying the house was uninhabited so i had to prove I had people checking on the house weekly, then they jacked my rates up. When should any one feel compassion for them, besides in almost every study I have seen Insurance salesman rate near car salemen on liars and un-informed on what they are selling.

Fair would be having a rate set and you pay it up. When it is paid up the insurance invest that money. When you have an accident or claim, you have to pay your rate back up.

I know there is allot of fraud going on, so I recommend the insurance company stop trying to look like the victims, no one feels compassion to big companies who take a big chunk of change from them for their house and car, and invest in good investigators..

End of my rant....