[RubHer Yellow Ducky]

Originally Posted by evldave

Yeah, sorry, didn't give you all the info. There are a lot of strongly opinionated people on these forums, so I don't mind (heck I'm one of them sometimes )

Just got off the phone w/the insurance company to see what they say. They recommended police report NO insurance claim. They count 'accidents' my fault or no and if I had another one in the next couple year (putting me at 3 recent accidents) I'd get screwed on my rates regardless of whose at fault.

Interestingly enough, I called the local sheriff's office, they said to NOT file a police report because it was less than $750 (their cutoff for a requirement).

So the tally is this:

Friends: File police report, don't claim insurance
Hummer forums: File police report, claim insurance (mostly)
My Insurance: File police report, don't claim insurance
Police: Do nothing, eat donuts

hmmm, decisions decisions....

LISTEN to this WISE OLD MAN...

1. file police report
2. file claim with his insurance company (there is no law
that i'm aware of that says you can't file against his
company.

In 2006 a DIRECTV Truck rear cornered my Camry (sold) at anout 5mph ($3000 damage) I got police report, advised my insurance GEICO but made the claim against DIRECTV. They paid entire bill, 100%. After I was satified I notifed GEICO that all was well,

NO PROBLEM they said...