Someone get Winthorp in here and tell him to
SELL SELL SELL!!! 
Real Estate prediction for 2008
2008 brings most of Balloon Mortgages out there coming due
Lenders still in buisness are deep cutting mortgage products
Less loan programs = less buying and refinancing
Underwriting guidelines are tightened
Consumers are maxed-out and unable to repay and can't refinance
No more “Officer and a Gentleman" loans
Home values drop
No more equity to support spending habits
Fewer potential buyers
Increasing inventory
Increasing foreclosures
15%+ Home Value drop in 2008
HOWEVER
There is still massive opportunity here if you time the Real Estate market correctly 
Here is the answer:
Buy low Sell high!!
