Re: 12 Months . . . . (kinda long, but interesting)
[quote=car96]Thanks Ya'll.
First, what is a credit card offer?
You tell the sales person that you will let him charge over the phone a credit card deal for say $2k. (Saving you the trip back to the stealership) and you agree to apply it when he is desparat. Usually the end of each month. When they are trying to make their sales objective.
This worked for me with mine like a charm...
W 
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