[hurricanejames]

I appreciate your quick response...I too was looking for 'red flags' that would pop up and make me think twice about the deal. Honestly, all appears above board. As an aside, I did some digging, and for those of you who may be contemplating such a transaction, I found out this: At least in PA, what I believe I need to do is go to a Triple A (AAA). They are apparently tied in electronically with Harrisburg. They will will act as a middle man, so to speak, and accept the pay-off for the vehicle at which point they notify the state that the title is changing hands. I'm hoping this is the answer, and I'll keep you posted as to the outcome. Thanks P2 once again for taking the time, Jim