The H3 is my first Hummer and 4wd vehicle. I wouldn't have bought it if I didn't intend on getting it dirty. I took my 2wd truck out a bunch of times. Busted the radiator on one occasion. Amateur mistake, but a lesson learned. The 4wd guys found it quite amusing. I'm going to take it out regardless, but I'm not familiar with insurance policies and off roading. Have you guys had any problems with insurance claims? I've heard some pretty interesting off roading stories. Would love to hear some of your experiences. Pics would be nice. I want to "drive it like I rented it".....just want to make sure I can 'afford' it.
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