i believe your warranty from hummer has that loaner clause in it right? If you're over 18 you are legally able to get that loaner. I'm 24 and I've gotten loaners from Saturn and hummer. Tell them if they won't give you a loaner you'll contact your lawyer and a few local newspapers, local news channels, etc to express what you think about their business practices. That's entirely wrong of them to tell you that they can"t give you a loaner!