Jason:
If I respond to every point, then I'm repeating the encompassing thoughts I've already conveyed in 3 different threads.
This will be my last post to you, as I feel that we agree on some levels, but not the items that keep volleying back and forth. So, on the remaining details, I "agree to disagree with you."
I've read your concerns and accept them for what they're worth. Likewise, I've written my position in what I feel is a reasonably exhaustive nature.