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06-15-2006, 07:56 AM
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Do You Think I Will Get Approved For A H2??
Hello and thank you for looking. I am looking to lease a hummer h2 sut with gmac and wanted to know if you guys think I would get approved for it. I am 18 and currently have a credit score of 740 and just bought an apartment by myself with no co-signer. Do you think I would get approved just me alone or will I need a co-signer? Please let me know what you think, all comments are appreciated. Thank you
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06-15-2006, 08:13 AM
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Hummer Messiah
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Join Date: Nov 2002
Location: PDX
Posts: 2,367,817
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Re: Do You Think I Will Get Approved For A H2??
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Originally Posted by ocwescoast
Hello and thank you for looking. I am looking to lease a hummer h2 sut with gmac and wanted to know if you guys think I would get approved for it. I am 18 and currently have a credit score of 740 and just bought an apartment by myself with no co-signer. Do you think I would get approved just me alone or will I need a co-signer? Please let me know what you think, all comments are appreciated. Thank you
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DENIED |
06-15-2006, 08:30 AM
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Hummer Guru
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Join Date: Jul 2005
Location: nonpiker
Posts: 5,900
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Re: Do You Think I Will Get Approved For A H2??
LMAO!!! Welcome  |
06-15-2006, 09:07 AM
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Hummer Authority
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Join Date: Mar 2006
Location: Sacramento, CA
Posts: 1,075
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Re: Do You Think I Will Get Approved For A H2??
Along with credit score, banks also look at your debt it income ratio. This is your prove-able income verses your bills that you have to pay and your cost of living. They may also consider your length of employment and years at past residence. They want to make sure that you will have no problem making your payments.
If you can afford it, I say give it a shot. Good Luck.
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06-15-2006, 02:35 PM
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Hummer Messiah
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Join Date: Feb 2003
Location: Federal penitentiary
Posts: 21,046
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Re: Do You Think I Will Get Approved For A H2??
PWN3D
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06-15-2006, 02:56 PM
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Banned
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Join Date: Jan 2003
Posts: 24,247
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Re: Do You Think I Will Get Approved For A H2??
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Originally Posted by ocwescoast
Hello and thank you for looking. I am looking to lease a hummer h2 sut with gmac and wanted to know if you guys think I would get approved for it. I am 18 and currently have a credit score of 740 and just bought an apartment by myself with no co-signer. Do you think I would get approved just me alone or will I need a co-signer? Please let me know what you think, all comments are appreciated. Thank you
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How did you buy an apartment? |
06-16-2006, 12:52 AM
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Hummer Authority
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Join Date: Aug 2005
Location: On the Beach or at the River
Posts: 1,204
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Re: Do You Think I Will Get Approved For A H2??
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Originally Posted by PARAGON
How did you buy an apartment?
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That was my first thought  |
06-16-2006, 12:57 AM
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Hummer Professional
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Join Date: Jan 2006
Location: someplace crappy
Posts: 476
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Re: Do You Think I Will Get Approved For A H2??
my edumacated theory on this is--- just find out from the dealer your buying it from. Thank you and there will be no charge. 
__________________
\'03 Lux "white" w/air suspension and kick ass tires (raised letters out) and a '07 jeep Wrangler 4dr Rubi that's just as cool!
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06-16-2006, 01:16 AM
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Hummer Guru
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Join Date: May 2006
Location: florida
Posts: 2,606
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Re: Do You Think I Will Get Approved For A H2??
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Originally Posted by ocwescoast
wow you guys are a great help..... Thanks
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What did you expect with the little info you gave us? I hear leases were harder to qualify for than just buying. Do you have anything for a trade-in or downpayment? Just try to buy it, it's the finance managers jobs at the dealership to get you financing, if you can't get something, they'll tell you what you need to do. Worse that can happen is everybody in the dealership drops everything and starts laughing at you. |
06-16-2006, 03:15 AM
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Hummer Guru
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Join Date: Nov 2005
Location: rollin with Beebs & F5
Posts: 5,546
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Re: Do You Think I Will Get Approved For A H2??
__________________
GREEN no BLING , LINE-X & 35's , Adv. , monsoon & some other crap too
Hangin with my HOABies , Bling is cool but HOABies RULE!!!!
Black Sheep Hummer Squadron / camp  no due's & no dont's
* Rollin with the Banned and the Damned *
"Fred Thompson for President "
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06-15-2006, 04:05 PM
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Hummer Expert
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Join Date: Oct 2005
Location: Lebanon, PA
Posts: 723
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Re: Do You Think I Will Get Approved For A H2??
Quote:
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Originally Posted by ocwescoast
Hello and thank you for looking. I am looking to lease a hummer h2 sut with gmac and wanted to know if you guys think I would get approved for it. I am 18 and currently have a credit score of 740 and just bought an apartment by myself with no co-signer. Do you think I would get approved just me alone or will I need a co-signer? Please let me know what you think, all comments are appreciated. Thank you
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I was 20 when I got mine. I had to have a cosigner. But I didn't experience any problems outside of that... Are you financing or leasing? I would suggest that you heavily consider the H3 if you are going to lease an H2 because you can own an H3 for almost the same payments. And personally, I wish I owned mine right now. I'm in a position where I will probably end up financing an H3, and giving up my H2.
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~2005 Stealth Gray H2 SUV.
~Wishing for an H1 to appear in the driveway some day... 
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06-15-2006, 04:13 PM
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Hummer Expert
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Join Date: May 2006
Location: I have feelers everywhere
Posts: 550
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Re: Do You Think I Will Get Approved For A H2??
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Originally Posted by Aubs
And personally, I wish I owned mine right now. I'm in a position where I will probably end up financing an H3, and giving up my H2.
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PWNED
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T&A Founding member
T&A Goddess
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06-15-2006, 04:14 PM
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Hummer Authority
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Join Date: Jul 2005
Location: FLORIDA
Posts: 1,055
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Re: Do You Think I Will Get Approved For A H2??
Probably not without a cosinger. A 740 credit score with no credit history back it up means squat. That being said i cannot imagine you having extensive credit at 18 other than perhaps your parents putting you as an authorized user on credit cards.
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\'05 Black LUX SUV,air, nav,roof
20in Kaotik NT-1s with 35x13.50Pro Comp Xtreme All terrain
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06-15-2006, 04:24 PM
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Hummer Messiah
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Join Date: Feb 2003
Location: Federal penitentiary
Posts: 21,046
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Re: Do You Think I Will Get Approved For A H2??
Quote:
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Originally Posted by ocwescoast
Hello and thank you for looking. I am looking to lease a hummer h2 sut with gmac and wanted to know if you guys think I would get approved for it. I am 18 and currently have a credit score of 740 and just bought an apartment by myself with no co-signer. Do you think I would get approved just me alone or will I need a co-signer? Please let me know what you think, all comments are appreciated. Thank you
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In all seriousness.....
There's a guy on the forum named " KenP" who helps a lot of new Hummer owners. I'm sure he'd be glad to co-sign you. Send him a PM. |
06-15-2006, 04:50 PM
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Hummer Guru
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Join Date: Apr 2005
Location: Orlando, FL
Posts: 6,358
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Re: Do You Think I Will Get Approved For A H2??
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Originally Posted by CO Hummer
In all seriousness.....
There's a guy on the forum named "KenP" who helps a lot of new Hummer owners. I'm sure he'd be glad to co-sign you. Send him a PM.
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Then Ken could take Co-Pilot and Co-Sign wheeling with him 
__________________
I don't care about the "Jeep thing" as long as my mail is on time!!!
Slate Blue H3 Adventure w/sunroof, Monsoon/NAV, DVD and marker lights
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06-15-2006, 07:40 PM
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Hummer Veteran
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Join Date: Jun 2006
Posts: 139
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Re: Do You Think I Will Get Approved For A H2??
Take it from me. You always want to keep a clean record.......squeeze......
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06-15-2006, 08:10 PM
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Banned
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Join Date: Jan 2003
Posts: 24,247
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Re: Do You Think I Will Get Approved For A H2??
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Originally Posted by The Juice
Take it from me. You always want to keep a clean record.......squeeze......
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can I get my orange sherbert in SOFT serve? |
06-15-2006, 08:56 PM
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Hummer Veteran
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Join Date: Mar 2006
Location: NC
Posts: 62
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Re: Do You Think I Will Get Approved For A H2??
uuuhhhhhhh NO
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06-16-2006, 06:55 PM
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Hummer Messiah
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Join Date: Apr 2003
Location: Virginia Beach
Posts: 37,474
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Re: Do You Think I Will Get Approved For A H2??
Quote:
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Originally Posted by CO Hummer
In all seriousness.....
There's a guy on the forum named "KenP" who helps a lot of new Hummer owners. I'm sure he'd be glad to co-sign you. Send him a PM.
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__________________
"My reading of history convinces me that most bad government results from too much government."---Thomas Jefferson
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06-16-2006, 06:56 PM
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Hummer Messiah
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Join Date: Apr 2003
Location: Virginia Beach
Posts: 37,474
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Re: Do You Think I Will Get Approved For A H2??
Honestly, It's more difficult to get financing for a vehicle versus a home. After all, the home isn't going anywhere.
__________________
"My reading of history convinces me that most bad government results from too much government."---Thomas Jefferson
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