Urgent! Need help with purchase in PA....

[hurricanejames]

Hey all...
Been checking out your great forum here for a while and finally made the decision to purchase one of these fine vehicles. My problem goes like this: I'm purchasing an '07 H3 from a private seller. The seller owes a balance to GMAC. Now, I would think this would be as simple as paying off GMAC and then transferring the clear title to me. No such luck, apparently. He and I both have attempted to find a way to do this, but GMAC says I have to pay off the vehicle, then it will take 5-10 days to process the title and get it back from Harrisburg. In the meantime, am I supposed to wait two weeks before I can take possession of the vehicle? That seems unacceptable to me, as I've never had such a hard time purchasing a car before. I guess my question is this: Does anyone here have any experience buying a vehicle from a private party that still owes money on it, and if so, how would I go about this in a fast and easy manner, assuming there is one? I sincerely appreciate any help you folks can provide...I've learned alot just by listening in, and hope one or more of you can enlighten me on this....Thanks a bunch, Jim