To Lift or Not to Lift - Please help!

[AZ-GLBLWMR]

I'm at the point that I'm losing sleep over this one.

I'm getting close to needing some new tires. Well, I want a more stout look, but at the same time, I don't want it to look gigantic. I was considering the 6" Fabtech, and then maybe 38" Toyos. That will make it considerably higher. I don't really wheel the H2 that much, although I'de like to do it more often. I have a dedicated rock crawler (but it has NO creature comforts and isn't family friendly).

Since it's close to getting new tires (and I now have a nail in one of them - that is enough to justify it to the wifey) and wondering what to do. Seems like after reading the forums here, those that have lifted haven't had much trail experience to say whether it helps or not. Sounds like the 37" Toyos will fit stock. I would like a more level look, so is it worth getting the leveler, or do what you guys say and just crank the torsion bar?

Sorry for all the questions, but I think the more I read here, the more questions I have in my head.... Oh and yes, the 6" Fabtech lift would also help with the asthetics I know... I've got a friend that has a shop and will install it for $3000. Sounds reasonable to me.

Oh yah, I also tow a boat (about 6,000 lbs loaded and gassed up) and don't want to lose my towability...

PLEASE HELP!