Your Insurance limits?

[usetosellhummer]

I have 50k total liability 25/50/25
With they Hummer they sugested 50/100/50 becasue the Hummer can cause more damage in an accident. What do you all think and have given the recent wreck with one of our members?

[fourfourto]

I have 50k total liability 25/50/25


Thats minimum here in Ny .I have it combined with my homeowner policy $500,000 liability.

If your assets are more than $50,000 I would up the insurance.

[The Green Lantern]

Originally Posted by usetosellhummer

I have 50k total liability 25/50/25
With they Hummer they sugested 50/100/50 becasue the Hummer can cause more damage in an accident. What do you all think and have given the recent wreck with one of our members?

I have 25/50/25, I agree with you on the Hummer cause more damage in an accident.

[lance-n]

i have 50/100/50 on my mexican policy. if you own your vehicle (no debt on it) or have > its value in other assets, it is prudent to have a substantial liability policy, so your personal assets will not be at risk. Combining the liability with your homeowners policy is a also a great strategy to insulate your family from risk. my insurance policy in mex is substantially cheaper than the typical us full coverage policies. as i remember, my anual premium last august was about $1,300.00, well worth the piece of mind!!!

p.s. it sure would be great to take out one of those mini coopers!!!
i need that sma brush gaurd first though!!!

[lotus4s]

I have 250k/500k/100k for about $525/yr on the H3, full coverage.

The cost for extended coverage is usually not that much more. For me it was less than $100/yr. difference and well worth the peace of mind. Of course this is all assuming a decent driving record and accident history....

[f5fstop]

100/300/100, for 960 per year. I live in MI where insurance is extremely high.

[HummerHippy]

100/300/50 for an Infiniti QX4. About $925/yr. Upstate NY

[HummerNewbie]

A friend of mine called to get an umbrella policy to protect his assets and his agent said they don't write them for people with Hummers, he has an H2. When he asked why she said because people that get into accidents with Hummer generally don't fair well

[KB7TCV]

Bodily Injury 100/300
Property Damage 100
Uninsured Motorist 100/300
Underisured Motorist 100/300
Personal Injury 3,000
$1000 Deductables

269.90/6 months

[fourfourto]

Originally Posted by KB7TCV

Bodily Injury 100/300
Property Damage 100
Uninsured Motorist 100/300
Underisured Motorist 100/300
Personal Injury 3,000
$1000 Deductables

269.90/6 months

In NY mine went up to $860.00 for 6 months
It was $775.00 but my defensive driving certificate ran out.
I used to sign myself in when I gave the class and got one but I havent been doing the class for the last year so I have to take one or give one

[Disnydad]

250,000/500,000 - Liability
100,000 - Property damage
150,000 - No fault med benefits
250,000/500,000 - Uninsured/Underinsured liability
1,000 - collision & comp deducts

On top of that we have a 2,000,000 liability umbrella policy.


*Looked up my H3 premium and it is $ 259.53 for a six month policy.

[H3 Hummer]

Not sure what I have but I have a two million dollar rider if someone tries to sue or something. It is crazy cheap extra insurance - like $15 - $20 more a month.

[DDWH]

Originally Posted by HummerNewbie

A friend of mine called to get an umbrella policy to protect his assets and his agent said they don't write them for people with Hummers, he has an H2. When he asked why she said because people that get into accidents with Hummer generally don't fair well

That's bullsh!t.....I have an umbrella policy, runs 115 a year I think. Might be time for your buddy to tell his agent hook me up or step off. Get some other quotes from other companys.

[usetosellhummer]

answers my question. I'm gonna bump it up some.

[HummerNewbie]

Originally Posted by DDWH

That's bullsh!t.....I have an umbrella policy, runs 115 a year I think. Might be time for your buddy to tell his agent hook me up or step off. Get some other quotes from other companys.

That's exactly what he thought. Now with another agent