FJ > H2

[ShaggyX]

Not that any of you care...but I am putting some serious thought into picking up a new FJ Cruiser when they come out this spring. $25k is the edge of what I can afford...but I bet I could still make Moab and the Rubicon this year. After all...what's the point of buying a new truck if I can't use it to put you all in your place? http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[ShaggyX]

Not that any of you care...but I am putting some serious thought into picking up a new FJ Cruiser when they come out this spring. $25k is the edge of what I can afford...but I bet I could still make Moab and the Rubicon this year. After all...what's the point of buying a new truck if I can't use it to put you all in your place? http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[Ipedog]

I don't know if I'd use >, but theres a real good chance that it will be a great truck. When I got my H3 I was coming from a 4Runner, which was a great truck for what it was.

My short list was the H3 and the FJ. The things that killed the FJ were:

Only 2 primary doors (no good for an adult w/kids)
and
Not Available yet...

You're young and don't have kids (AFAIK) so 2 doors won't be an issue, and you've got the time to wait, which I didn't.

My guess is that if you want one you better get in line soon, there may be a wait list.

[h2co-pilot]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Ipedog:

Only 2 primary doors (no good for an adult w/kids)
</div></BLOCKQUOTE>

Shaggy just needs a 3 inch crack to slide in.http://www.elcova.com/infopop/emoticons/icon_wink.gifhttp://www.elcova.com/infopop/emoticons/icon_biggrin.gif

Very Cool Shaggy, if not the FJ anything to get you up LB.

[ShaggyX]

I went down to the stealership last night. They said they have 17 people on the list, but that they expect to get a lot more than that. Also, I am not really looking to grab one from the first shipment. If I have to wait a month or 2...oh well.

Probably won't have it in time for Moab. I really need to sell my 240sx first for the down payment, but I don't want to do that until I see one in person to make sure I really want it. Which would leave about 2 weeks to sell the car, and buy the FJ in order to get it to Moab.

[h2co-pilot]

A used CJ, YJ, Rubi would be cool 2.

[ShaggyX]

Don't want a Jeep. Jeepers are weird. Would rather keep the s10 then get a Jeep.

[ShaggyX]

Stock should be 32" BFG AT's I thought...right?

[GLBLWARMR]

I have owned many yotas and have liked them all. The only problem I have with the new FJ is that it looks like an blown up version of the minicooper.

I think that the FJ would make one hell of a dive vehicle though.

[Dan]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by h2co-pilot:
Shaggy just needs a 3 inch crack to slide in.... </div></BLOCKQUOTE>

Lets keep Shaggy's lack of female interaction out of this. http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[Adam in CO]

Since when is Shaggy allowed to start threads?

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Adam in CO:
Since when is Shaggy allowed to start threads? </div></BLOCKQUOTE>I am just wondering how long it takes before my thread gets moved or deleted by the the little punk ass moderator (not Jason...the other one). http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[Fubar]

Shaggy will finally have his own fourm to belong tohttp://www.elcova.com/infopop/emoticons/icon_biggrin.gif
http://www.fjcruiserforums.com/

And Wooho it comes with a built in "Inclinometer"
http://www.carbuyersnotebook.com/archives/2005/10/fj_crusier_--_w.htm

I can see it now this bubble of a car with a 6 inch lift & 37 inch tires, quite a sighthttp://www.elcova.com/infopop/emoticons/icon_biggrin.gif

best of luck with the purchase shaggster

[ShaggyX]

265/70/17 is 31.6 inches. Most 32's are about the same from what I remember. Also, I will be going from open diff's with 31's, to 1 locker and 1 limited slip with 32's (about). I think I should be good for a while. http://www.elcova.com/infopop/emoticons/icon_smile.gif

[DRTYFN]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
After all...what's the point of buying a new truck if I can't use it to put you all in your place? http://www.elcova.com/infopop/emoticons/icon_biggrin.gif </div></BLOCKQUOTE>

With the HUGE overhangs front & back, you're going to have your work cut out for you trying to put us in our places.

[ShaggyX]

Aww, come on. I was compairing it to an H2...why'd it have to get moved?

Has a better approach angle then my s10 (33 or so degrees I believe). I am pretty sure I will be alright.

[ShaggyX]

Just wait for the Rubicon trip in the fall. I should have it by then...will defniately be entertaining. http://www.elcova.com/infopop/emoticons/icon_smile.gif

[Sewie]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Ipedog:
My short list was the H3 and the FJ. The things that killed the FJ were:

Only 2 primary doors (no good for an adult w/kids)
and
Not Available yet...
</div></BLOCKQUOTE>

The FJ was on my list too, but once I drove the H3, I didn't feel like waiting. I also didn't like the interior on the FJ compared to the H3. But I think it will be a nice little truck, and at around 25K its a decent price.

BTW, they show 5 colors on the Toyota website - titanium, black, black cherry (WTF, looks purple) yellow, and blue.

[Rubiconman]

Yukk!
And I thought the new Wrangler was fugly.... this ting takes da cake.
http://i14.photobucket.com/albums/a342/SuperDaveMillard/FJ.jpg

[DRTYFN]

I look forward to watching the carnage in Moab.http://www.elcova.com/infopop/emoticons/icon_biggrin.gifhttp://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by DRTYFN:
I look forward to watching the carnage in Moab.http://www.elcova.com/infopop/emoticons/icon_biggrin.gifhttp://www.elcova.com/infopop/emoticons/icon_biggrin.gif </div></BLOCKQUOTE>Not sure I will have it quite that quick. Wouldnt give me much time to get my finances squared away after I saw it. Might have to wait until the Rubicon to see the carnage. http://www.elcova.com/infopop/emoticons/icon_smile.gif

[Fubar]

these folks seam to have liked the FJ
From Off-Road Adventures magazine feb 2006

pg1

[Fubar]

pg2

[Fubar]

pg3

[ShaggyX]

I want! I want! I want! http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[DRTYFN]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
Might have to wait until the Rubicon to see the carnage. http://www.elcova.com/infopop/emoticons/icon_smile.gif </div></BLOCKQUOTE>

Now that would be classic.

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by DRTYFN:
<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
Might have to wait until the Rubicon to see the carnage. http://www.elcova.com/infopop/emoticons/icon_smile.gif </div></BLOCKQUOTE>

Now that would be classic. </div></BLOCKQUOTE>Just wait for it. It will be good times...and entertaining.

[Adam^_^]

just dont buy one when everyone is trying to get one, wait until they cant sell them.

now at the hummer dealer near me theres about 30 H3's and theyre cheaper cuz no ones buying them

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Adam^_^:
just dont buy one when everyone is trying to get one, wait until they cant sell them.

now at the hummer dealer near me theres about 30 H3's and theyre cheaper cuz no ones buying them </div></BLOCKQUOTE>I know what I am willing to pay for one. If it is in my price range, then I will buy it. If it is not...I will wait.

[DTHVLY]

I plan on waiting until at least summer to avoid the rush and more importantly to wait for the special off-road edition. I've heard it will not only have BFG AT's, different colors, and different suspension but that it will have lower gearing, worth waiting for IMO. They haven't officially named it but rumor is it could be named the FJC "MOAB".

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">IL EXCLUSIVE: Special-Edition Toyota FJ Cruiser in the Works
Date posted: 12-14-2005

GREENVILLE, S.C. — Toyota is planning a mid-summer launch of a special-edition 2007 FJ Cruiser sport-utility vehicle that is beefed up with off-road performance features, Inside Line has learned.

"Look for things like shocks, tires, wheels, and off-road performance features," said Mark Amstock, Toyota's national truck and SUV market planning manager here at the launch of the FJ Cruiser on Tuesday.

Amstock said Toyota is working with tire manufacturer BFGoodrich on the yet unnamed special-edition FJ Cruiser. He added that Toyota designers are "pushing for traditional FJ colors, including tans and reds."

The Japanese automaker is also considering an FJ model without the signature white roof — a feature which will be standard at the SUV's launch — as well as a convertible version. "We're giving that a lot of thought," Amstock said in regard to a topless FJ Cruiser. "But nothing specific yet."

The FJ Cruiser, priced in the mid-$20Ks, is set to make its debut in late March. It competes against the Hummer H3, the Jeep Wrangler and the Nissan Xterra.

Amstock said Toyota will export a few of the FJ Cruisers to Canada and 183 to the Middle East. He said there are no plans for a right-hand-drive version of the vehicle or a diesel version.

What this means to you: Toyota aims to defy every inch of the Rubicon Trail with its special-edition FJ Cruiser. </div></BLOCKQUOTE>

http://www.edmunds.com/insideline/do/News/articleId=108519#3

Here are some other interesting accessories.

http://i3.photobucket.com/albums/y74/yotataco/acc.jpg

http://i3.photobucket.com/albums/y74/yotataco/hella.jpg

http://i3.photobucket.com/albums/y74/yotataco/brush.jpg

http://i3.photobucket.com/albums/y74/yotataco/skid.jpg

[ShaggyX]

Hmmm...definately sounds like it will be tough to get my hands on one. Might have to wait a year or so before I can track one down. If anyone has any connections let me know. I might be willing to fly out somewhere to buy one and drive it back.

[wilfred]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
Hmmm...definately sounds like it will be tough to get my hands on one. Might have to wait a year or so before I can track one down. If anyone has any connections let me know. I might be willing to fly out somewhere to buy one and drive it back. </div></BLOCKQUOTE>

If you are willing to come to Los Angeles area, I can forward you the contact info of the guy I am getting mine from. Straight shooter, no BS kinda guy. It will be full MSRP, no discount, no mark-up.

I just ran into the guy while I was picking up my minivan at service dept this morning. He told me there are 80+ on the waiting list and he's only getting 50 or so on the first shipment (Feb/Mar) and second shipment won't be until May or June. So if you contact him soon, I guess you can get yours in May or June.

Here are some pics I found online, it's definitely no H2 or H3 but I think it will be a fun SUV http://www.elcova.com/infopop/emoticons/icon_smile.gif

http://www.upstatecruisers.net/

(You have to click the link on the right - FJ Cruiser At Grey Rock Feb 2006.)

[DRTYFN]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by wilfred:
http://www.upstatecruisers.net/

(You have to click the link on the right - FJ Cruiser At Grey Rock Feb 2006.) </div></BLOCKQUOTE>

HAHA!!! Read their Rubicon Trail write up. Sounds like lots of drama.They had to use high lifts and winch over Gate Keeper. Sissies.http://www.elcova.com/infopop/emoticons/icon_rolleyes.gif I didn't notice any Golden Crack or Hell's Revenge stories.http://www.elcova.com/infopop/emoticons/icon_biggrin.gifhttp://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[DennisAJC]

That thing is going to rattle itself apart.

[ShaggyX]

I talked to a few of the dealerships around here. Looks like I am waiting for either the 2nd or 3rd shipment...or I am waiting for someone to get board with one and sell it. I want one...but not enough to pay $5k over MSRP. Screw that.

[DRTYFN]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
I talked to a few of the dealerships around here. Looks like I am waiting for either the 2nd or 3rd shipment...or I am waiting for someone to get board with one and sell it. I want one...but not enough to pay $5k over MSRP. Screw that. </div></BLOCKQUOTE>

Sooo... you'll be driving the rig with the built in excuses?http://www.elcova.com/infopop/emoticons/icon_wink.gif

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by DRTYFN:
Sooo... you'll be driving the rig with the built in excuses?http://www.elcova.com/infopop/emoticons/icon_wink.gif </div></BLOCKQUOTE>Unless you can find me a Manual 4x4 with just the Convenience Package at MSRP (any color other than Black Cherry). If you can find me that I will be there in an FJ, otherwise it will be the s10 (or maybe the 240sx). http://www.elcova.com/infopop/emoticons/icon_smile.gif

[CO Hummer]

Shaggy,
I actually think it looks pretty cool. With the locking diff you'll be light years beyond the S10.

I can't tell from the pics, but the tires look like street tires. You gonna swap them out?

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by CO Hummer:
Shaggy,
I actually think it looks pretty cool. With the locking diff you'll be light years beyond the S10.

I can't tell from the pics, but the tires look like street tires. You gonna swap them out? </div></BLOCKQUOTE>In theory they will come with 32" BFG AT's. AT's would be good enough for me, but it doesn't sound like I will be able to find one. Definately not in time for Moab.

BTW...why are you being nice? You are scaring me. http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[ShaggyX]

John Elway Toyota claims they are selling at MSRP. Will probably put a deposit down on one tomorrow. http://www.elcova.com/infopop/emoticons/icon_smile.gif Might have one by Moab. http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[DTHVLY]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
In theory they will come with 32" BFG AT's. AT's would be good enough for me, but it doesn't sound like I will be able to find one. Definately not in time for Moab.

BTW...why are you being nice? You are scaring me. http://www.elcova.com/infopop/emoticons/icon_biggrin.gif </div></BLOCKQUOTE>

The early photo shoots all showed it with the Bridgestone AT's but at all the recent offroad events it has had the BFG AT's. I think the BFG's will be an option, or part of an offroad package.

http://i3.photobucket.com/albums/y74/yotataco/fjmt.jpg

http://i3.photobucket.com/albums/y74/yotataco/FJMUD6.jpg

[BlueTJCO]

it's cute http://www.elcova.com/infopop/emoticons/icon_wink.gif

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Mooncricket:
it's cute http://www.elcova.com/infopop/emoticons/icon_wink.gif </div></BLOCKQUOTE>At least it isnt a Jeep. http://www.elcova.com/infopop/emoticons/icon_razz.gif

[shipbldr]

It looks like an Easter Egg in that color.


At least its not Pewter http://www.elcova.com/infopop/emoticons/icon_wink.gif

[DRTYFN]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Mooncricket:
it's cute http://www.elcova.com/infopop/emoticons/icon_wink.gif </div></BLOCKQUOTE>

It's such a chick/ghey guy rig.
Shaggy, have you actually seen one in person? I wasn't very impressed with it. No protection for off-road wheeling... but it'll be great for pavement.http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by DRTYFN:
Shaggy, have you actually seen one in person? I wasn't very impressed with it. No protection for off-road wheeling... but it'll be great for pavement.http://www.elcova.com/infopop/emoticons/icon_biggrin.gif </div></BLOCKQUOTE>Havent seen one in person, but I like the look from the pictures, and it can't be any worse then my Zr2 so I should be alright.

[DTHVLY]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
Havent seen one in person, but I like the look from the pictures, and it can't be any worse then my Zr2 so I should be alright. </div></BLOCKQUOTE>

The FJ was in Walden Colorado up by Rocky Mt. NP last Saturday. If you want to see it in action it will be at Cruise Moab in May and at the Colorado Toy Rally in August.

When seeing it in person it was a lot bigger than I thought it was and as for off-road protection it's got rock rails, skid plates and more ground clearance than an H3.

I saw an H3 in the parking lot yesterday and no offense but those rear shock mounts have got to be one of the worst designs I have seen on an off-road rig, it looks like they hang almost lower than the pumpkin. Do any of you guys ever have problems getting them hung up on rocks?

[hmrlvr]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">I saw an H3 in the parking lot yesterday and no offense but those rear shock mounts have got to be one of the worst designs I have seen on an off-road rig, it looks like they hang almost lower than the pumpkin. Do any of you guys ever have problems getting them hung up on rocks? </div></BLOCKQUOTE>
Never, but I agree. I noticed just yesterday how low they look. Time will tell. My neighbor came home in a yellow FJ last week. Kinda cool looking but the H3 looks better http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by hmrlvr:
<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">I saw an H3 in the parking lot yesterday and no offense but those rear shock mounts have got to be one of the worst designs I have seen on an off-road rig, it looks like they hang almost lower than the pumpkin. Do any of you guys ever have problems getting them hung up on rocks? </div></BLOCKQUOTE>
Never, but I agree. I noticed just yesterday how low they look. Time will tell. My neighbor came home in a yellow FJ last week. Kinda cool looking but the H3 looks better http://www.elcova.com/infopop/emoticons/icon_biggrin.gif </div></BLOCKQUOTE>How exactly did he get his hands on one? It hasn't technically be released yet.

[frank6150]

Anything is possible in Cali shagback.

[Longhorn]

I like this truck. For the money, I think it could be a lot of fun. I've always been a Yota fan though.

Its got a strong engine and good DNA to start with. With a lift and some tires, I think you could take it quite a few places and still have under 25K invested.

Buy Now!

[hmrlvr]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">How exactly did he get his hands on one? It hasn't technically be released yet. </div></BLOCKQUOTE>
He is a she and I have no idea. It had dealer plates though.

[DRTYFN]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by hmrlvr:
<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">How exactly did he get his hands on one? It hasn't technically be released yet. </div></BLOCKQUOTE>
He is a she and I have no idea. It had dealer plates though. </div></BLOCKQUOTE>

She is probably hot and has skills.http://www.elcova.com/infopop/emoticons/icon_wink.gif

[Ipedog]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">She is probably hot and has skills.http://www.elcova.com/infopop/emoticons/icon_wink.gif </div></BLOCKQUOTE>

That would do it http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[hmrlvr]

http://www.elcova.com/infopop/emoticons/icon_biggrin.gif no comment http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[DTHVLY]

The BFG AT's will be an option. They will be 265/75/R16's on 16" TRD wheels for $1899. The standard tire will be Bridgestone H/T's on 17" alloys or black steel wheels.

http://i3.photobucket.com/albums/y74/yotataco/FJtire.jpg

[DRTYFN]

Shaggy in Moab.http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[Mr. I - Man]

Saw it at the auto show, it definately brings the suck more in person. IMHO it looks like a friggin Mini Cooper with a 3 inch lift. Which ='s SUPER GHEY!!!!

[ShaggyX]

I like it, and that's all that matters to me. http://www.elcova.com/infopop/emoticons/icon_razz.gif Get to pick it up between the 6th and the 13th.

[DTHVLY]

Are you getting the auto or manual and what options if any did you chose. Post pics when you get it.

[ShaggyX]

Auto, Convenience Package, Rock Rails, Rear Diff Lock

[Ipedog]

Congrats Shaggy. Post picks when you get it. What color?

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Ipedog:
Congrats Shaggy. Post picks when you get it. What color? </div></BLOCKQUOTE>The appraiser fcuked me on the value of my house (just found out last night)...so it might not be happening after all. Oh well. Guess I will be ShaggyZr2 a little longer.

[PARAGON]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Ipedog:
Congrats Shaggy. Post picks when you get it. What color? </div></BLOCKQUOTE>The appraiser fcuked me on the value of my house (just found out last night)...so it might not be happening after all. Oh well. Guess I will be ShaggyZr2 a little longer. </div></BLOCKQUOTE>Come again!

The value of your house? What does the value of your house have to do with buying the truck? Please don't tell me you were trying to use your home equity to buy the truck.

[DRTYFN]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by PARAGON:
<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Ipedog:
Congrats Shaggy. Post picks when you get it. What color? </div></BLOCKQUOTE>The appraiser fcuked me on the value of my house (just found out last night)...so it might not be happening after all. Oh well. Guess I will be ShaggyZr2 a little longer. </div></BLOCKQUOTE>Come again!

The value of your house? What does the value of your house have to do with buying the truck? Please don't tell me you were trying to use your home equity to buy the truck. </div></BLOCKQUOTE>

Ok, he won't.

[ShaggyX]

Yes I was trying to use equity to buy the truck. So what? Can't afford 27k over 6 years, but I can afford 27k over 30. More expensive in the long run, but cheaper now. http://www.elcova.com/infopop/emoticons/icon_smile.gif Too bad the Lender told the Appraiser to lowball me, so he cut 20k off of the value of my house. Oh well.

[PARAGON]

You don't need a new truck that bad. I'm honestly happy for you that the appraisal came in low.

The problem with that is that you would end up stacking debt. Since the truck won't last the 30 years, you'll acquire additional debt sometime in the future for another vehicle and still be making payments on this one and then again and then again.

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by PARAGON:
You don't need a new truck that bad. I'm honestly happy for you that the appraisal came in low.

The problem with that is that you would end up stacking debt. Since the truck won't last the 30 years, you'll acquire additional debt sometime in the future for another vehicle and still be making payments on this one and then again and then again. </div></BLOCKQUOTE>I understand what you are saying, but I did put more thought into it then you might think. I am still going to try to get a "second opinion" on the appraisal to make this work. If not, oh well. I will be disappointed, but like you said. Its not like I need it. Just want it.

[ree]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
I understand what you are saying, but I did put more thought into it then you might think. I am still going to try to get a "second opinion" on the appraisal to make this work. If not, oh well. I will be disappointed, but like you said. Its not like I need it. Just want it. </div></BLOCKQUOTE>
From the sounds of it, if you had just banked your daily weed money, you would have saved enough to pay for the FJ in cash http://www.elcova.com/infopop/emoticons/icon_wink.gif

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ree:
From the sounds of it, if you had just banked your daily weed money, you would have saved enough to pay for the FJ in cash http://www.elcova.com/infopop/emoticons/icon_wink.gif </div></BLOCKQUOTE>Damn...that hurt. What have I ever done to you ree? http://www.elcova.com/infopop/emoticons/icon_razz.gif

BTW...I DO NOT SMOKE WEED.

[ree]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
Damn...that hurt. What have I ever done to you ree? http://www.elcova.com/infopop/emoticons/icon_razz.gif
</div></BLOCKQUOTE>
Nothing. In fact you seem like a really nice person. But you have to admit, you're also really good sport at taking a beating http://www.elcova.com/infopop/emoticons/icon_smile.gif

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ree:
<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
Damn...that hurt. What have I ever done to you ree? http://www.elcova.com/infopop/emoticons/icon_razz.gif
</div></BLOCKQUOTE>
Nothing. In fact you seem like a really nice person. But you have to admit, you're also really good sport at taking a beating http://www.elcova.com/infopop/emoticons/icon_smile.gif </div></BLOCKQUOTE>Hehe...you have no idea. You werent around for any of my "hazings"...notice it is plural. There have been a few (mostly deserved, but that is beside the point).

[PARAGON]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by PARAGON:
You don't need a new truck that bad. I'm honestly happy for you that the appraisal came in low.

The problem with that is that you would end up stacking debt. Since the truck won't last the 30 years, you'll acquire additional debt sometime in the future for another vehicle and still be making payments on this one and then again and then again. </div></BLOCKQUOTE>I understand what you are saying, but I did put more thought into it then you might think. I am still going to try to get a "second opinion" on the appraisal to make this work. If not, oh well. I will be disappointed, but like you said. Its not like I need it. Just want it. </div></BLOCKQUOTE>You're almost an adult, so you can obviously do what you want. http://www.elcova.com/infopop/emoticons/icon_wink.gif But, financially, it's just not a good idea since you don't know what curves life has down the road.

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by PARAGON:
You're almost an adult, so you can obviously do what you want. http://www.elcova.com/infopop/emoticons/icon_wink.gif But, financially, it's just not a good idea since you don't know what curves life has down the road. </div></BLOCKQUOTE>Since when has "good idea" ever been a concern for me? http://www.elcova.com/infopop/emoticons/icon_smile.gif Just trust me...I am not as stupid as I lead on. http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[Fubar]

there are other lenders.

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Fubar:
there are other lenders. </div></BLOCKQUOTE>True, but a different lender doesn't make much of a difference if it is going to appraise at the same value. The lender is "seeing what he can do to make it work". I am staying hopeful. I suppose worst case I bring the s10 to Moab, and ONLY drive Lion's Back. Not sure it has many off-road miles left in it. http://www.elcova.com/infopop/emoticons/icon_smile.gif

[Mr. I - Man]

Taking away money or value from a solid asset and putting into a depreciating asset ( vehicle) and tack on interest taxable or not . Is not a good idea, unless you write the truck off as a business expense which I don't the FJ fits ( I dont think is GVWR is 6000LBS)the bill for that. And most home equity loans are variable so the interest will continue to rise, taking more money out of your pocket and out of the value of your home as time goes on.

[Fubar]

Pay the $350 again and get another appraisal from a different company.

Just kidding I know exactly what you are going threw as I'm facing the same thing (different reason). I know it's not intentional the appraiser goes back to their office and does a comp appraisal of several properties that are in the same area and are close to the same sq footage.

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Mr. I - Man:
And most home equity loans are variable so the interest will continue to rise, taking more money out of your pocket and out of the value of your home as time goes on. </div></BLOCKQUOTE>Most maybe, but not all. The current 2nd Mortgage, and the new one (if it goes through) are both fixed for the life of the loan. Also, the new one would be at a lower rate then I am currently paying, so I would be paying less interest, on more money (more money $ wise, but less money % wise)

Ok people. I AM NOT A RETARD. Thanks

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by PhilD:
<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
I AM NOT A RETARD. </div></BLOCKQUOTE>Can we get a 2nd opinion on that http://www.elcova.com/infopop/emoticons/icon_wink.gif

Have you looked at regular financing and maybe get a co-sign? </div></BLOCKQUOTE>My credit isnt the issue. I pay too much a month on my current mortgage to afford a $400 car payment. I could always take on a roommate so their rent covers the truck payment, but that is risky.

[DRTYFN]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by Mr. I - Man:
And most home equity loans are variable so the interest will continue to rise, taking more money out of your pocket and out of the value of your home as time goes on. </div></BLOCKQUOTE>Most maybe, but not all. The current 2nd Mortgage, and the new one (if it goes through) are both fixed for the life of the loan. Also, the new one would be at a lower rate then I am currently paying, so I would be paying less interest, on more money (more money $ wise, but less money % wise)

Ok people. I AM NOT A RETARD. Thanks </div></BLOCKQUOTE>

Did you tell the appraiser that your place has never been defiled by sexual intercourse? That might make it more valuable to nuns.http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[wilfred]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by PhilD:
<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by ShaggyZr2:
I AM NOT A RETARD. </div></BLOCKQUOTE>Can we get a 2nd opinion on that http://www.elcova.com/infopop/emoticons/icon_wink.gif

Have you looked at regular financing and maybe get a co-sign? </div></BLOCKQUOTE>My credit isnt the issue. I pay too much a month on my current mortgage to afford a $400 car payment. I could always take on a roommate so their rent covers the truck payment, but that is risky. </div></BLOCKQUOTE>

This may not be enough but if $400 is too much, how bout $365?

http://wescom.org/rates/auto.asp

$25k loan, 7 yr, 5.99%, $365 per month

C'mon, I wanna see how a FJ does @ Moab http://www.elcova.com/infopop/emoticons/icon_biggrin.gif

[ShaggyX]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content">Originally posted by wilfred:
This may not be enough but if $400 is too much, how bout $365?

http://wescom.org/rates/auto.asp

$25k loan, 7 yr, 5.99%, $365 per month

C'mon, I wanna see how a FJ does @ Moab http://www.elcova.com/infopop/emoticons/icon_biggrin.gif </div></BLOCKQUOTE>I am not a member of that credit union, and I am not sure my credit score (740) is quite good enough to qualify for their lowest rate, but that MIGHT be do-able. Would still need a few grand out of the house for a down pay (or just incase money).

[DRTYFN]

So, I guess Yupterra > FJ

[NewHummerGuy]

Taking away money or value from a solid asset and putting into a depreciating asset ( vehicle) and tack on interest taxable or not . Is not a good idea, unless you write the truck off as a business expense which I don't the FJ fits ( I dont think is GVWR is 6000LBS)the bill for that. And most home equity loans are variable so the interest will continue to rise, taking more money out of your pocket and out of the value of your home as time goes on.


If disciplined taking an equity line (not equity loan) out isnt a bad way of paying for a vehicle. As long as you take the necessary steps of making the monthly payment as if it were a regular car loan. This also then enables you to deduct the interest annualy which you paid on the loan (not allowed on conventional car loans). If done properly and wisely it is simple and quite cost effective.

[DTHVLY]

So, I guess Yupterra > FJ

2007 Toyota FJ Cruiser vs. 2006 Nissan Xterra Off-Road http://www.edmunds.com/insideline/do/Drives/Comparos/articleId=115472 (http://www.edmunds.com/insideline/do/Drives/Comparos/articleId=115472)

http://i3.photobucket.com/albums/y74/yotataco/xterra.jpg

"If all we were going to do was haul kids and family on the freeway, then the Xterra probably would have gotten the nod..."

Quote from article taken out of context of course but still funny.:D