View Full Version : Hummer 1, Motorcycle 0
evldave
05-08-2007, 04:41 PM
Well, got rear-ended by a motorcycle last night. Had to stop for traffic and he wasn't paying attention. He bounced off my passenger rear fender and went down in the lane next to us. Luckily, no one ran him over.
He was driving a very nice BMW, scraped up pretty good, broke my fender off and bent a piece of plastic trim. He was ok, some scrapes and bruises.
So now he wants to avoid insurance and pay the $500 or so for the repair out of pocket. I've been screwed on this before, but realistically it keeps it off both our records. He was totally cool, apologized, is willing to give me $500 cash in earnest money and is willing for me to go to any shop I choose. Any thoughts on the subject?
marin8703
05-08-2007, 05:13 PM
well first of all make sure you have an accident report done whether you file an insurance claim or not, or if not that, some other proof that the accident occured. and since he is cool with going to any shop you want, pick a good reputable shop and ask him to pay you the estimate value that the shop gives before work actually starts, otherwise he may change his mind once work starts, donno if it makes a difference but i wouldnt have him in contact with the shop at all, just show him the stimate. This would be better than going through insurane since they will make you got where they want and their shops arent always the best.
TANDREW
05-08-2007, 05:21 PM
Hey it's not your fault and it shouldn't affect your insurance. Looks like there's more than $500 damage to me, now adays it's expensive for any repairs.
NewHummerGuy
05-08-2007, 05:22 PM
Well, got rear-ended by a motorcycle last night. Had to stop for traffic and he wasn't paying attention. He bounced off my passenger rear fender and went down in the lane next to us. Luckily, no one ran him over.
He was driving a very nice BMW, scraped up pretty good, broke my fender off and bent a piece of plastic trim. He was ok, some scrapes and bruises.
So now he wants to avoid insurance and pay the $500 or so for the repair out of pocket. I've been screwed on this before, but realistically it keeps it off both our records. He was totally cool, apologized, is willing to give me $500 cash in earnest money and is willing for me to go to any shop I choose. Any thoughts on the subject?
Looking at those pics I would have to guess cost of a quality like new repair is gonna exceed 500 bucks. I am thinking more of 1000+. Just my thoughts.
Mr_Pat
05-08-2007, 05:25 PM
Screw him, he is not your friend, do it the right way File a report, call insurance etc... The only one who can get f'ed over in the long one is you for being a nice guy.
Remember nice guys finish last.
wannabeH3
05-08-2007, 05:28 PM
you need to get a police report, at the least. but the fact is if you havent done it yet, then it may be too late and the guy can probably do whatever he wants.
Hummer Guy
05-08-2007, 05:42 PM
It looks like it'd be a little over $500 -- maybe in the 6-700 range. That's if all it needs is a new fender, paint the fender, and that back corner plastic piece. If there's more damage on the body outside the fender or more on the rear bumper it'd probably be more.
H3.007
05-08-2007, 05:51 PM
I am not an expert body repair tech, but I had a comparable amount of damage done to my front end and the expense was around $1,400.:crying:
timgco
05-08-2007, 06:02 PM
Your over 1K easily for that! Keep his motorcycle until the repairs are paid for in full. :perfect10s:
Steve - SanJose
05-08-2007, 06:15 PM
Bummer, could easily be $1000+ in repairs.
dеiтайожни
05-08-2007, 06:29 PM
Don't you watch the People's Court?! :twak:
HummerHippy
05-08-2007, 06:40 PM
I'm guessing he didn't want to go to jail for driving w/o a license. :)
I'd avoid it all and do it the right way, thru ins. Cover your tracks.
Or $2000 cash. Take it or leave it. :)
ChiHummer3
05-08-2007, 07:00 PM
Ouch! That's some good damage from a bike!
Hopefully you got a police report. I agree with the previous posts - the only one who can get screwed in this is you. Hopefully the guy won't turn into a jerk and he'll come through on his promise to get things taken care of.
Looks like way more than $500 damage though. I'd get an estimate immediately and make him give you the money up front. If he starts giving you stories about giving you the money next week when he gets paid, call the insurance company ASAP!
evldave
05-08-2007, 07:22 PM
As an fyi, not visible in the pics, the rear flare is held in place w/snap-clips. The flare itself is only slightly dented, but it popped out the clips, making the flare hang out (it looks better now, I put one clip back in). It looks like just two pieces need to be replaced, the flare and the rear plastic fender attachment piece (?).
Sent pics to a local repair shop, $482. Called the dealer they said about $500 for the flare and rear corner. I meet w/the guy after work today, he's giving me $500 + a written statement of his fault & liability. I told him that works for me, but I'll file a police report and insurance claim if he tries to screw me (I have 72 hrs for the police report and it's only required for >$1500 damage).
I'd prefer to not deal w/the insurance too (I HATE insurance companies), so as long as he's up front w/the written statement I'm ok (I have a notary friend, I might bring her along too). I can always come back to the insurance company later if he tries to screw me. We'll see if he comes through this afternoon as he says he will:shhh:
H3less
05-08-2007, 07:42 PM
Be very aware, I was a nice guy a couple of months ago and thought I was pretty high on the estimate, even called a buddy with a dealership to get the cost. After all was said and done it cost me more than we agreed upon, not much but enough to piss me off a little. On the other hand I was grateful that he found me and was honest about backing in to me so I really can't complain.
RubHer Yellow Ducky
05-08-2007, 07:45 PM
trust me on this
1. police report, yes now today stop reading and file it now
2. File a claim NOW against HIS insurance(have the police report before calling any insurance, report it to your insurance AFTER you get the police report
He had very minor injuries (DON'T BE A DOPE) minor now, no police report, what happens in 3 hours when he claims YOU backed into him
SORRY I TALK FROM EXPERIENCE
DO IT NOW !!!!!!
Steve - SanJose
05-08-2007, 07:47 PM
A lot of blue ink and overreaction. http://www.elcovaforums.com/forums/images/icons/icon10.gif I think EvilDave is handling it well.
Crash ?
05-08-2007, 07:50 PM
Copy all info off his DL, get the tag number and the VIN off the bike if you can.. Get pictures of his bike, get pictures of him..
Chances are if he's riding a new BMW, he's on the up and up though.. I've been riding for going on 25 years and I have found very few bikers/motorcyclists/riders that ride a bike that costs in excess of $15000 that will screw ya over intentionally..
RubHer Yellow Ducky
05-08-2007, 07:50 PM
A lot of blue ink and overreaction. http://www.elcovaforums.com/forums/images/icons/icon10.gif I think EvilDave is handling it well.
Never been SUED by a LIER I see...
TRY IT...
You won't like it
RubHer Yellow Ducky
05-08-2007, 07:52 PM
Copy all info off his DL, get the tag number and the VIN off the bike if you can.. Get pictures of his bike, get pictures of him..
Chances are if he's riding a new BMW, he's on the up and up though.. I've been riding for going on 25 years and I have found very few bikers/motorcyclists/riders that ride a bike that costs in excess of $15000 that will screw ya over intentionally..
But not 100 %, RIGHT !!!
Crash ?
05-08-2007, 07:55 PM
Actually in the case of BWM riders, I'd ALMOST be willing to say 100%.. Sure as I do, I'll find one dealing drugs in front of a day care, from the trunk of his LT on the way home or something..
f5fstop
05-08-2007, 07:56 PM
I agree with most everyone. File a complaint (should have been done within the hour after the accident), then get an estimate, then tell the guy how much; then get the cash or file an insurance claim.
Back when I was just out of college (yes there were cars) and home from overseas, I was rear-ended. I stopped, the other guy took off, I had such minimal damage (basically a scratch), I never reported the accident. The other guy did, and stated I drove off.
It took a few days, but the police believed me, and the guy got screwed up with his one witness and the different reports, but at one time I was facing a hit and run charge.
That didn't work, so the guy filed a civil claim. That didn't work because the Attorney found out the hard way that serving me might not be good for his health or the health of his client, thus the case was eventually dropped. Amazing what a few words in a parking structure will do to settle a lot of problems.
Guess what I'm saying is, what I learned that summer, ALWAYS file a report, even if you were the guilty one. Keeps everyone honest, and keeps the cops from calling you at early hours on a Sunday, asking you to come down to the station.
usetosellhummer
05-08-2007, 07:58 PM
You are playing with fire, use your head not your heart. report and file or he could come back and make your world a bad place to be.
now call your agent after a station report to the police. NOW
RubHer Yellow Ducky
05-08-2007, 08:04 PM
You are playing with fire, use your head not your heart. report and file or he could come back and make your world a bad place to be.
now call your agent after a station report to the police. NOW
Didn't i say that but in blue...
evldave
05-08-2007, 08:06 PM
Well, I have the names/numbers of 2 witnesses who both will attest I was pretty much stopped when he hit me. I have the name/number of the ambulance medic that was called to the scene. He (the motorcycle driver) signed a 'refusal for medical treatment' form or whatever because they wanted to take him to the hospital just to make sure. I have the name/number of the state patrol officer who responded to the scene. I have the guys driver's license, registration info, his address, etc. This afternoon, (hypothetically) I'll have a signed statement from his stating the wreck was his fault and releasing me from liability.
I do NOT have his insurance card, because he didn't have it at the time - he may not have motorcycle insurance (not a requirement in washington) and doesn't want to have to deal w/my insurance company. That may very well be the issue, I will ask him this afternoon when I see him. If he doesn't and I get the statement from him, $$$ for the repair, and he's still cool about the whole thing, I think I've protected myself pretty good and cut the guy some slack. Karma can be a good thing :) I've got uninsured motorist on my insurance, but I'll bet a case of beer if I file a claim I'll have to pay somewhere down the line in increased rates, etc (actually everyone will have an incremental increase in their rates because of the overhead). This seems like a good balance between risk vs hassle. Time will tell...
oh, and I have been sued before (not for an accident) and it generally sucks. I have also had to file claims w/insurance companies and have been completely screwed by them too (my own f'ing insurance company no less!). Either way, getting into an accident sucks ballz.:rant:
DRTYFN
05-08-2007, 08:10 PM
You should have just backed over him and you wouldn't have this problem.;):jump:
usetosellhummer
05-08-2007, 08:13 PM
Hay, would you lend me some money? I'm good for it....:OWNED:
Matt19
05-08-2007, 08:22 PM
Actually, even if it isnt your fault, your insurance company can still change your policy or drop you if you put in too many claims. So, if you really cant trust him, then file.
It cant hurt to file a police report, thats basically your insurance that he is at fault.
As for repairs, try a hummer body shop at some hummer dealors, they would put on manufacture parts. Some non-manufactured parts void warranties right???
But i could be talking out of my ars.:shhh:
evldave
05-08-2007, 08:26 PM
Yeah, my biggest concern is my insurance going up. I've had 2 claims in my whole life (one that I lost in court 10 years ago), but don't want have my insurance company screw me over by raising my rates even though it wasn't my fault.
Seems like the best path (yes, I'm wishy-washy on this subject) would be file police report, then go outside insurance company to get it fixed. That protects me from him blaming me, but also stays out of any potential uninsured motorist issues (if that's the case)...:confused:
This whole situation is :lame:
Viet Nam Vette
05-08-2007, 08:29 PM
trust me on this
1. police report, yes now today stop reading and file it now
2. File a claim NOW against HIS insurance(have the police report before calling any insurance, report it to your insurance AFTER you get the police report
He had very minor injuries (DON'T BE A DOPE) minor now, no police report, what happens in 3 hours when he claims YOU backed into him
SORRY I TALK FROM EXPERIENCE
DO IT NOW !!!!!!
Do you see What the Duck has posted above.....!!!!
It is all True... !!!! Quit Pooping Around and get on the phone NOW..!!!
Do not be Mr. NIce Guy here.. You will get Screwed..!!!! Potect yourself and your family at all times.
USE THE SYSTEM..
IT's THEIR TO PROTECT YOU..!!!
RubHer Yellow Ducky
05-08-2007, 08:41 PM
Well, I have the names/numbers of 2 witnesses who both will attest I was pretty much stopped when he hit me. I have the name/number of the ambulance medic that was called to the scene. He (the motorcycle driver) signed a 'refusal for medical treatment' form or whatever because they wanted to take him to the hospital just to make sure. I have the name/number of the state patrol officer who responded to the scene. I have the guys driver's license, registration info, his address, etc. This afternoon, (hypothetically) I'll have a signed statement from his stating the wreck was his fault and releasing me from liability.
I do NOT have his insurance card, because he didn't have it at the time - he may not have motorcycle insurance (not a requirement in washington) and doesn't want to have to deal w/my insurance company. That may very well be the issue, I will ask him this afternoon when I see him. If he doesn't and I get the statement from him, $$$ for the repair, and he's still cool about the whole thing, I think I've protected myself pretty good and cut the guy some slack. Karma can be a good thing :) I've got uninsured motorist on my insurance, but I'll bet a case of beer if I file a claim I'll have to pay somewhere down the line in increased rates, etc (actually everyone will have an incremental increase in their rates because of the overhead). This seems like a good balance between risk vs hassle. Time will tell...
oh, and I have been sued before (not for an accident) and it generally sucks. I have also had to file claims w/insurance companies and have been completely screwed by them too (my own f'ing insurance company no less!). Either way, getting into an accident sucks ballz.:rant:
Dave the HIGHLIGHTED red was not mentioned before... Myself and i'm gussing others would not have been so strong in our words had you mentioned the red info up front...
Hummer Guy
05-08-2007, 08:49 PM
Sent pics to a local repair shop, $482. Called the dealer they said about $500 for the flare and rear corner.
Do I get a prize for being the closest?;)
evldave
05-08-2007, 08:52 PM
Dave the HIGHLIGHTED red was not mentioned before... Myself and i'm gussing others would not have been so strong in our words had you mentioned the red info up front...
Yeah, sorry, didn't give you all the info. There are a lot of strongly opinionated people on these forums, so I don't mind (heck I'm one of them sometimes :))
Just got off the phone w/the insurance company to see what they say. They recommended police report NO insurance claim. They count 'accidents' my fault or no and if I had another one in the next couple year (putting me at 3 recent accidents) I'd get screwed on my rates regardless of whose at fault.
Interestingly enough, I called the local sheriff's office, they said to NOT file a police report because it was less than $750 (their cutoff for a requirement).
So the tally is this:
Friends: File police report, don't claim insurance
Hummer forums: File police report, claim insurance (mostly)
My Insurance: File police report, don't claim insurance
Police: Do nothing, eat donuts
hmmm, decisions decisions....
Wisha Haddan H3
05-08-2007, 08:58 PM
I guess you're doing the basics, but what happened to you, evldave? It's like you're turning into the diet coke of evil. Only one calorie ... not quite evil enough. Go back to your evil ways and cover your a$$.
As Lord Helmet says ...
dеiтайожни
05-08-2007, 09:01 PM
Friends: File police report, don't claim insurance
Hummer forums: File police report, claim insurance (mostly)
My Insurance: File police report, don't claim insurance
Police: Do nothing, eat donuts
I have put the obvious choice in bold. There is something you should know about us Hummer folk by now, we are always right.. even when we are wrong. AND REMEMBER... THE LARGER AND MORE COLORFUL THE FONT, THE MORE WEIGHT IT GETS IN THE DECISION.
RubHer Yellow Ducky
05-08-2007, 09:02 PM
Yeah, sorry, didn't give you all the info. There are a lot of strongly opinionated people on these forums, so I don't mind (heck I'm one of them sometimes :))
Just got off the phone w/the insurance company to see what they say. They recommended police report NO insurance claim. They count 'accidents' my fault or no and if I had another one in the next couple year (putting me at 3 recent accidents) I'd get screwed on my rates regardless of whose at fault.
Interestingly enough, I called the local sheriff's office, they said to NOT file a police report because it was less than $750 (their cutoff for a requirement).
So the tally is this:
Friends: File police report, don't claim insurance
Hummer forums: File police report, claim insurance (mostly)
My Insurance: File police report, don't claim insurance
Police: Do nothing, eat donuts
hmmm, decisions decisions....
LISTEN to this WISE OLD MAN...
1. file police report
2. file claim with his insurance company (there is no law
that i'm aware of that says you can't file against his
company.
In 2006 a DIRECTV Truck rear cornered my Camry (sold) at anout 5mph ($3000 damage) I got police report, advised my insurance GEICO but made the claim against DIRECTV. They paid entire bill, 100%. After I was satified I notifed GEICO that all was well,
NO PROBLEM they said...
evldave
05-08-2007, 09:08 PM
I guess you're doing the basics, but what happened to you, evldave? It's like you're turning into the diet coke of evil. Only one calorie ... not quite evil enough. Go back to your evil ways and cover your a$$.
As Lord Helmet says ...
You know it's interesting you bring this up. Just this morning, on my daily coke run (not THAT kind of coke) I pressed the wrong button and got coke ZERO. First time in 10 years at work that I've pressed the wrong button. Maybe coke ZERO is actually a terrorist plot to use bioweapons to weaken american resolve to the point where we just stop caring.
f5fstop
05-08-2007, 09:13 PM
WTF is coke ZERO?
Steve - SanJose
05-08-2007, 09:16 PM
Never been SUED by a LIER I see...
TRY IT...
You won't like it
True, they fear my lawyers.
marin8703
05-08-2007, 09:20 PM
I got a question to those who suggested a police report (i did too at the top, but for a different reason). I suggested it so that the guy doesnt claim that there wasnt even an accident at all. It seems that most of you suggest it as a proof of fault. Im a little confused because whenever I have seen an accident report it shows no indication of fault on it.
Maybe im missing something. All it has is the two drivers informations, the damage, date time location, witness names, names of people that were injured/died, and on the back your supposed to draw how it happened (you do this yourself, not an officer, and separately from the other driver so they may differ), and then your supposed to send it in to police hq. Im in chicago, and theres thoudands of accident per week, i think you have 7 days to file a police report after the accident. The whole process seems very disorganized.
So im not clear on how the report assigns blame, and i doubt when its sent in to police hq after you draw a pic on the back that they investigate thousands of reports weekly. I have noticed that the person who seems to be not at fault is usually listed as driver 1, is that how it is assigned, #1 no fault, #2 at fault. can someone clear this up?
another question, i have never personally filed an insurance claim so here it is. when you want to file a claim and the other driver is at fault, such as in evldave's case, do you contact your agent so he can start the process or go directly to the other drivers insurance company and file the claim there? I ask this because my dad, and a buddy (two separate occasions) were told by Allstate agent to do directly to the other company and file there, is this how it is?
thanks
evldave
05-08-2007, 09:20 PM
WTF is coke ZERO?
Zero calorie coke. I didn't know it existed until I bought one this morning.
I can attest that not only does have zero calories, it also has zero taste. No wait, it does have taste. It's the taste of azz. Brown, wet runny azz in a bottle. I drank all of two swigs before wasting another dollar on a regular coke.
http://en.wikipedia.org/wiki/Coca-Cola_Zero
marin8703
05-08-2007, 09:22 PM
WTF is coke ZERO?
Its all the coke taste with ZERO the callories, or suggar (one of the two dont remember, seems like its for people on diets).:) to be honest though, its not all the coke taste, its different.
EDIT: evldave beat me to it.
Matt19
05-08-2007, 09:36 PM
Where the hell do you live. A police cant tell you that you cant file a police report. If someone drops a tea cup on my toe, im filing a police report. Just get the police report!
If you want the poor kid to suffer, and you might suffer awell do the insurance claim. I wouldnt. 1000 dollars is not enough damage that a person driving a hummer cant fix themselves.
Now if your driving a kia, then maybe:OWNED:
What ever the damage, lets say he gives you 500-700 dollars, even tho its annoying you can cover the rest out of pocket.
GUYS U DRIVE A HUMMER, $1500 is chump change...its like a hummer tire.
evldave
05-08-2007, 10:34 PM
Work is slow today, so I've been shopping. You can get both the rear flare and rear right corner cover for $290.70. I know this link has been posted before, but it's the best place I've found to get misc. body parts for the hummer.
http://www.trademotion.com/partlocator/index.cfm?action=getLocator&siteid=214078&catalogID=2
Looking at those pics I would have to guess cost of a quality like new repair is gonna exceed 500 bucks. I am thinking more of 1000+. Just my thoughts.Very true. You better get it looked at right away, then go from there. If it's $1000 bucks and he gives it to you, good. You want to safe, tho.
RubHer Yellow Ducky
05-08-2007, 11:14 PM
I have put the obvious choice in bold. There is something you should know about us Hummer folk by now, we are always right.. even when we are wrong. AND REMEMBER... THE LARGER AND MORE COLORFUL THE FONT, THE MORE WEIGHT IT GETS IN THE DECISION.
DAM STRAIGHT !!!!!!
Steve - SanJose
05-08-2007, 11:19 PM
Damn that's big and bright!
RubHer Yellow Ducky
05-08-2007, 11:29 PM
I got a question to those who suggested a police report (i did too at the top, but for a different reason). I suggested it so that the guy doesnt claim that there wasnt even an accident at all. It seems that most of you suggest it as a proof of fault. Im a little confused because whenever I have seen an accident report it shows no indication of fault on it.
Maybe im missing something. All it has is the two drivers informations, the damage, date time location, witness names, names of people that were injured/died, and on the back your supposed to draw how it happened (you do this yourself, not an officer, and separately from the other driver so they may differ), and then your supposed to send it in to police hq. Im in chicago, and theres thoudands of accident per week, i think you have 7 days to file a police report after the accident. The whole process seems very disorganized.
So im not clear on how the report assigns blame, and i doubt when its sent in to police hq after you draw a pic on the back that they investigate thousands of reports weekly. I have noticed that the person who seems to be not at fault is usually listed as driver 1, is that how it is assigned, #1 no fault, #2 at fault. can someone clear this up?
another question, i have never personally filed an insurance claim so here it is. when you want to file a claim and the other driver is at fault, such as in evldave's case, do you contact your agent so he can start the process or go directly to the other drivers insurance company and file the claim there? I ask this because my dad, and a buddy (two separate occasions) were told by Allstate agent to do directly to the other company and file there, is this how it is?
thanks
Can't speak for anyware else but in Miami-Dade County Florida the Law Enforcement Agency responding to the accident DOESassign blame and fault to one party (on a rare occasion there is no blame)
As I stated elseware (and this will vary if your state has "NO FAULT" You notify your insurance as (if your not at fault) so in case a insurance problem arises later on)
BUT
You make the claim for repairs, damages and medical if necessary to the persons insurance who was at fault. It most cases they pay 100%.
With NO FAULT but making the claim through your own insurance YOU are responsible for the deductable (i think, not 100% sure on this very last part)
Will tell ALL of you, now is the time to check this out in your own City/State, BEFORE you are involved in an ACCIDENT...
RubHer Yellow Ducky
05-08-2007, 11:34 PM
Where the hell do you live. A police cant tell you that you cant file a police report. If someone drops a tea cup on my toe, im filing a police report. Just get the police report!
If you want the poor kid to suffer, and you might suffer awell do the insurance claim. I wouldnt. 1000 dollars is not enough damage that a person driving a hummer cant fix themselves.
Now if your driving a kia, then maybe:OWNED:
What ever the damage, lets say he gives you 500-700 dollars, even tho its annoying you can cover the rest out of pocket.
GUYS U DRIVE A HUMMER, $1500 is chump change...its like a hummer tire.
AHHHHHHH!!!!! YOU GOTTA BE KIDDING !!!!!!
Matt send me a blank check please. I worked very hard for my money and I have to guess that most of my fellow 3'ers did also...
You may be the lucky one with the silver spoon....
Steve - SanJose
05-08-2007, 11:56 PM
AHHHHHHH!!!!! YOU GOTTA BE KIDDING !!!!!!
Matt send me a blank check please. I worked very hard for my money and I have to guess that most of my fellow 3'ers did also...
You may be the lucky one with the silver spoon....[/quote]
Agreed. My mother always says charity begins at home.
Agriv8r
05-09-2007, 12:35 AM
yeah!!!!!!!!
Viet Nam Vette
05-09-2007, 12:45 AM
yeah!!!!!!!!
Oh..that's a good reply....:D
3Hummer
05-09-2007, 12:50 AM
if you dont want to file it take down everything off his license, and registration, also take a picture of the crash or whatever and of him next to his bike at the crash scene and holding a sign saying "its my fault if i dont pay he can file against insurance" Also i know in the state of florida you dont need motorcycle insurance maybe he doesnt have any insurance on it to begin with. But i dont know what state your in.
Matt19
05-09-2007, 12:58 AM
AHHHHHHH!!!!! YOU GOTTA BE KIDDING !!!!!!
Matt send me a blank check please. I worked very hard for my money and I have to guess that most of my fellow 3'ers did also...
You may be the lucky one with the silver spoon....
Agreed. My mother always says charity begins at home.[/quote]
come on guys, WE all worked hard to get our H3's!:p But lets say it was me, and the person that hit me was a deuchbag, then yes of course i would go through insurance.
But what if u hit some nice guy, i wouldnt want to make insurace screw him up the ass.
But some of you had bad experience being the nice guy, so I understand you guys wanting to put in a claim, but I havent been screwed, hell i havent even had an accident (knock on wood)....damn i havent even gotten a speeding ticket!( I dont need to knock on wood, the po po gots nothing on me!
:fdance:
dеiтайожни
05-09-2007, 01:12 AM
Matt19 -- You're dumb. :beerchug:
Matt19
05-09-2007, 01:36 AM
Matt19 -- You're dumb. :beerchug:
go fistyourself
dеiтайожни
05-09-2007, 01:41 AM
go fistyourself
Matt19 -- You're moderately to severely retarded. :clapping:
Matt19
05-09-2007, 02:17 AM
Matt19 -- You're moderately to severely retarded. :clapping:
thats somewhat of a double negative. anyway dеiтайожни i will allow you to have the last say, simply because im a happy hummer owner.
bye
dеiтайожни
05-09-2007, 02:20 AM
thats somewhat of a double negative. anyway dеiтайожни i will allow you to have the last say, simply because im a happy hummer owner.
bye
Thank you, I appreciate you letting me have the last say. Now run along and tell your pappy your theory on how the person with the most money should be responsible in all accidents regardless of fault! Buh-bye!
RubHer Yellow Ducky
05-09-2007, 03:05 AM
Agreed. My mother always says charity begins at home.
come on guys, WE all worked hard to get our H3's!:p But lets say it was me, and the person that hit me was a deuchbag, then yes of course i would go through insurance.
But what if u hit some nice guy, i wouldnt want to make insurace screw him up the ass.
But some of you had bad experience being the nice guy, so I understand you guys wanting to put in a claim, but I havent been screwed, hell i havent even had an accident (knock on wood)....damn i havent even gotten a speeding ticket!( I dont need to knock on wood, the po po gots nothing on me!
:fdance:[/quote]
The po po ...................... WTF is the po po..............
Is that like a diapee or a goo goo, or better yet a tata LOL
:dancingbanana: :dancingbanana: :dancingbanana: :dancingbanana: :dancingbanana: :dancingbanana: :dancingbanana:
Sungkyo
05-09-2007, 05:10 AM
Also dont forget that your car will be in the shop for a day maybe longer. Is the other party going to supply you with a rental car for the period of time your car is in the shop like the insurance company would? Maybe you have other vehicles to drive and its a non issue?
Steve - SanJose
05-09-2007, 05:25 AM
wtf are we talking about here?:D Oh yea, good idea about compensation for the rental car.
evldave
05-09-2007, 08:18 AM
ok, here's an update....
Decided to go the police report/no insurance route. Motorcycle rider has no motorcycle insurance (not required in WA), so I either file uninsured or take cash. He agreed to meet me @ my house, showed up in a high-end mercedes, had a $500 check and a full-scope liability waiver - included that it was his fault, I have no responsibility, his $500 is to cover deposit on repair, does not waive my right to non-collision repair, etc.
He had no insurance...that is the key - either he gets screwed or he pays full up front. I'm pretty comfortable now, he's been up front, has all the paperwork, is paying cash. I can try and screw him, or I can trust that he's on the up-and-up and hope that karma has treated me right today.
Oh, yeah, and I'm gonna repair the damage myself ($290.70 in parts) and pocket the rest. I saved him the insurance issues, he saved me the labor - a good deal all around.
ok, blast away (RYD and others :p )
frenzy1
05-09-2007, 09:03 AM
Screw him, he is not your friend, do it the right way File a report, call insurance etc... The only one who can get f'ed over in the long one is you for being a nice guy.
Remember nice guys finish last.
right on !
RubHer Yellow Ducky
05-09-2007, 01:09 PM
If you are covered for the money, the medical, the moral, the mental , the parts, the labor, the rental
MAZELTOV !!!!!
ChiHummer3
05-09-2007, 01:29 PM
Glad to hear the positive update, evl! It certainly sounds like this guy is on the up and up.
Apparently many of us on the board have been screwed too many times and just aren't willing to trust someone they don't know when they say they'll get it taken care of. It's just such a screwy world we live in. People's word often means nothing these days.
Ya picked the right guy to run into you. ;)
Crash ?
05-09-2007, 02:10 PM
ok, here's an update....
Decided to go the police report/no insurance route.
<snip>
ok, blast away (RYD and others :p )
Yeah sometimes a little faith in the goodness of folks will go a long way... Had a guy rear end me a couple of years back and we had the same arrangement of sorts.. He was a bodyman though and did the work.. And did it right.. Still ended up costing him about $2000.. Had to replace the bumper, tailgate, associated trim pieces and a good bit of painting.. He had the truck for 3 days and even got a demo/loaner from the dealer he worked at for me to drive..
dеiтайожни
05-09-2007, 03:12 PM
Now go rear-end his high-end Mercedes. :giggling:
evldave
05-09-2007, 04:01 PM
So another update (yes, another slow day at work :) )
Took the rear flare off (two 7mm bolts in the doorjam + clips + two 10mm bolts inside the flare near the rear rear plastic corner cover). Of the 3-4 clips, only two were left, the others had gone to clip heaven. The plastic flare was bent forward (you can see it in the original pics).
I put one clip in the front, one in the rear (they are the pop-in style clips) and tweaked the flare to unbend it - there was no crease, so I was hoping it would just bend back. IT DID! Popped the clips in, retightened bolts and it's back to it's original spot - no bends! From 5' away you can't tell there is any damage (and the scrape marks fit in well with all the other scrapes on the truck).
So at least until I get around to fixing it, it looks serviceable and I can keep the flare for a spare. Plastic is cool!
Note to Bebe: I can't imagine what would have happened if I'd had your setup - he would have cheesegrated on the right rear ladder and probably ended up in a lot worse situation (of course I wouldn't have needed any repairs ;) )
usetosellhummer
05-09-2007, 05:25 PM
good karma for you:fdance:
Wisha Haddan H3
05-09-2007, 06:26 PM
That's great. All "good is dumb" kidding aside, you did it right ... got all his info, filed a police report to cya and gave the guy a chance to make good. And then he did.
It's like some kind of fairy tale ending ... am I in the right forum?
marin8703
05-09-2007, 06:28 PM
So another update (yes, another slow day at work :) )
Took the rear flare off (two 7mm bolts in the doorjam + clips + two 10mm bolts inside the flare near the rear rear plastic corner cover). Of the 3-4 clips, only two were left, the others had gone to clip heaven. The plastic flare was bent forward (you can see it in the original pics).
I put one clip in the front, one in the rear (they are the pop-in style clips) and tweaked the flare to unbend it - there was no crease, so I was hoping it would just bend back. IT DID! Popped the clips in, retightened bolts and it's back to it's original spot - no bends! From 5' away you can't tell there is any damage (and the scrape marks fit in well with all the other scrapes on the truck).
So at least until I get around to fixing it, it looks serviceable and I can keep the flare for a spare. Plastic is cool!
Note to Bebe: I can't imagine what would have happened if I'd had your setup - he would have cheesegrated on the right rear ladder and probably ended up in a lot worse situation (of course I wouldn't have needed any repairs ;) )
good deal, gald to hear it all worked out ok,.
Steve - SanJose
05-09-2007, 06:54 PM
Good to hear the favorable outcome. I knew you were on the situation.
Huck BB62
05-16-2007, 03:40 PM
But not 100 %, RIGHT !!!
Not in my world. A guy I work with sold another employee a bike with a bad cam. He said that he had no idea. We found out later that he was fully aware. Riding a motorcycle doesn't make an honest person out of 'ya, in fact, by the very nature of him trying to circumvent the law, I'd say that he's already proven himself dishonest at the minimum. I say he should file.
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