Its really hard to say. I saw a brand new Tacoma (only 3k on the od) flop on its side. The insurance company (don't have clue as to who it was) not pay a penny. Claimed it wasn't covered under their particular policy. I have also seen the exact oppisite from insurace comapanys. I think it all depends on the type of coverage you have.
Unless you are "blazing" a new trail in the middle of the desert (which is bad, Tread Lighly to keep our trails open) You will most likly be on a "Road" when 4-wheeling. 3n34 (which is good 4 wheeling trail) in Big Bear, CA is actually a non-maintained road. If an accident occurs on this "Road" it would be treated just like any other accident (such as being rear-ended on the I10) This is all basied on my limited understanding of the insurance industry and the California Road system. As long as the road has a name or number reconized by CALTRANS than insurance will cover just like any other road. PLEASE DO NOT TAKE MY WORD FOR THIS. I AM NOT AN EXPERT ON ANYTHING! (expect maybe spanking my monkey but i'm sure there are more experiance people than me too)
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10-01-2003, 03:40 AM
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