Any Opinions On USAA.com?

[NJ H2]

I've had them for 23 years for my Auto's and 14 years on my Home. Couldn't be better. They pay claims immediatly and the cost is cheap. They also send back cash every year. They have sent me between $90.00 and $350.00 every year depending on how much was paid on Auto insurance and how well they did.
To get coverage I think you either need to be (or once was) an Officer in the Military or a former dependent of an Officer in the Military.