I rented an H3 today and I bought the insurance.

[HummerJim]

Kind of reminds me when people would rent Shelby Mustang GT350s from Hertz in 1966 and take them out at race them on the weekends. I had a good friend (OK maybe someone closer than a good friend) that rented on a Friday took out the passenger seat and carpet, took off the air cleaner and spare tire, raced it on a Satuday, replaced the interior, cleaner and spare tire and returned it Sunday night. Nobody would touch those GT350H Mustangs when Hertz sold them for around $3,000 and look at their value now.
I think renting an H3 is a great way to decide if you're not sure. IMHO these machines sell themselves!