New Here! Have Questions!

[HumbleAg]

<BLOCKQUOTE class="ip-ubbcode-quote"><div class="ip-ubbcode-quote-title">quote:</div><div class="ip-ubbcode-quote-content"> i may take the smart buy option. what would be a good term to use? 24 or 48? </div></BLOCKQUOTE>


Just my opinion here. Smart buy/lease basically the same idea, just different wording on the contract. Texas has personal property tax on leased vehicles, but not on purchased (smart buy considered a purchase), so this was best for me. Dealer is going to recommend whatever makes them the most money.

From your earlier posts it sounds like you don't keep a car too long, I don't recommend doing a 48 month deal. Too tough (financially) to get out of it early. Also, depending on how many miles you drive, you could be out of warranty before the time is up. Not a good deal if you have to do major work on a car you don't even own.

gmbuypower.com has great lease/smart buy calculating tool. Do an inventory search to find the truck you are interested in, find GMAC financing link under shop/buy tools and click on calculate payment. You may have to wait a few days for them to reload values for October, as the September deals just expired and the numbers coming up now are bogus.


All that out of the way, GET THE H3. I'm loving mine as most of the folks on here seem to be as well. I usually go through buyer's remorse with my new vehicles, none with the H3.

Good luck.